Dear Mark,
A while back you wrote a very informative column on Three Card Poker. I have noticed
there is what looks like the same game called Four Card Poker. Any chance you
can write about their similarities and/or differences? Jim F.
Your question, Jim, is one of many I have received of late regarding Four Card
Poker. So today, I’ll address the generalities of the game, with a future
column focused on a game plan to lower the house edge.
Rehashing Three Card Poker: it’s a poker-based game that uses just three
cards per hand and is played on a blackjack table. Its major differences from
poker are that no further cards are drawn, and players do not compete against
each other, but rather against either the dealer, or against a posted payout
schedule. As to the rules, strategies, house edge, etc., please refer to the
column Jim mentioned online at this website (http://markpilarski.com/column2-2.html).
Four Card Poker has some similarities to Three Card Poker, Jim, but as its
name suggests, four cards make your final hand instead of three. Furthermore,
there is no dealer qualifying hand as in Three Card. You get one additional
card to make your best 4-card hand, and you can raise your ante up to three
times. However, the hook, and you knew there would be one, is that the dealer
gets one extra card to form his or her best hand. Thus, all players begin with
five cards to make their best 4-card hand, and the dealer starts with six.
Four Card Poker offers three ways to play. You can bet against the dealer,
wager on the value of your own hand against a paytable, or both.
When playing against the dealer, game called the Ante wager, the object is
to beat the dealer's four-card poker hand with your own four-card poker hand.
Once you place an Ante wager and view your hand, you can either fold, or, if
you believe your hand is strong enough to beat the dealer's, you make a Play
wager. This bet can be from one to three times the value of the Ante bet. If
the dealer’s hand is higher than the player’s, both the Ante and Play
bets lose. If the player's hand is higher or equal to the dealer’s, then
both bets are paid even money. A player who has at least a three-of-a-kind or
better is paid a bonus, regardless of the value of the dealer's hand.
Based on the amount of ante, the Bonus paytable, which can vary from casino
to casino, is as follows:
Four-of-a-kind: 25 to 1
Straight Flush: 20 to 1
Three-of-a-kind: 2 to 1
When playing against the paytable, (aka Aces Up, similar the Pair Plus in Three
Card Poker), the object is to receive a pair of aces or higher. If your hand
contains at least a pair of aces, you automatically win the Aces Up wager regardless
of the dealer's hand.
Again, depending upon the casino, here is your typical Aces Up paytable:
Four-of-a-kind: 50 to 1
Straight Flush: 40 to 1
Three-of-a-kind: 8 to 1
Flush: 6 to 1
Straight: 5 to 1
Two pair: 2 to 1
Pair of aces or better: 1 to 1
As you can see, Jim, the player who bets both the Ante (including Play) and
Aces Up, is playing against two paytables with different payoff criteria. Also,
the Ante and Aces Up wagers do not have to be the same amount, and players can
wager anywhere from the table minimum to the table maximum allowed on either
spot. However, the Play wager can be only one to three times the amount of the
Ante.
I’m bustin’ my word-limit here, Jim, so a more detailed column on
strategy and the house edge, which is based on paytables and play, is in the
offing. For now, memorize these simple rules for a head start.
Fold with less than a pair of 2s.
Raise one unit with pair of 3s-9s.
With a pair of 10s or greater, raise the maximum, three units.
Gambling Wisdom of the Week: "To have the reputation of being a
sucker, with everybody in the world throwing their money at me trying to win
mine, would be my idea of earthly paradise." --Doyle Brunson "Super
System"
